Ric Edelman is the nation’s most acclaimed financial advisor, the #1 New York Times bestselling author of 10 books on personal finance with more than one million copies in print in seven languages, and founder of the nation’s largest financial planning firm, ranked #1 for quality by Consumer Reports

Every weekend, Ric gives you the information you need about the five personal finance topics that matter most today: longevity, retirement security, exponential technologies, digital assets, and health & wellness. Using his trademark humor and unique delivery, Ric makes complex topics easy to understand – as only he can! 

Ric was ranked three times as the nation’s #1 Independent Financial Advisor by Barron’s, and he’s in both Research Magazine’s and Barron’s Financial Advisor Halls of Fame. He’s also recipient of IARFC’s Lifetime Achievement Award. Investment Advisor, RIABiz and InvestmentNews all named him one of the most influential people in the investment management profession – and he’s been named six times by TALKERS as one of the HEAVY HUNDRED – the 100 most important radio talk show hosts in the country!

Tune in to Ric’s show every weekend for the knowledge you need to achieve financial success!                                                                                                                                                                                             

For more information on the five personal finance topics that matter most today, visit THE TRUTH ABOUT YOUR FUTURE website at thetayf.com.

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9/22/23: Delaying Dementia

9/21/23: SEC’s Surreal Sound of Silence

Are we all lost in the complex maze of crypto? In this episode, we delve into the urgent call for SEC regulations, sharing insights from both current and former SEC commissioners. We explore why Chair Gary Gensler's inaction is raising concerns and what potential regulations could mean for this rapidly evolving asset class, from Bitcoin to tokenization and even the Metaverse.

Later, we turn our attention to the promising field of AI infrastructure investment. We examine how technological advancements are transforming opportunities in infrastructure, software, and storage, while also discussing the risks involved.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Global X Metaverse ETF (Symbol: VR): https://www.globalxetfs.com/funds/vr/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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9/20/23: Think Your College Will Grant Your Degree? Why It Might Not

Is the American higher education system on the verge of a financial crisis? This episode dives deep into the looming budget deficits at major institutions like West Virginia University and Penn State. Learn how these financial troubles could lead to faculty layoffs, program terminations, and what this may mean for students and parents—potentially impacting retirement savings and long-term financial planning.

Looking ahead, mark your calendars for a special webinar on 10/11. We'll be joined by Christopher Jensen from Franklin Templeton Digital Assets, who will untangle the complexities of tokenomics and guide you through the rapidly evolving world of crypto. Stay informed and prepare for what's coming in both education and digital assets.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

The Data That Can Help You Determine Which Digital Assets To Consider for Your Portfolio (10/11 Free Webinar - Register Here): https://dacfp.com/webinar-the-data-that-can-help-you-determine-which-digital-assets-to-consider-for-your-portfolio/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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9/19/23: The Name Game Continues

In this episode, we demystify the term 'crypto' and delve into the much-anticipated topic of pending Spot Bitcoin ETFs. Get an expert breakdown of how these ETFs could function if approved by the SEC, and what it means for the investment landscape.

We'll also discuss key developments such as BlackRock's application and the implications of the Grayscale ruling. Whether you're an active investor or simply curious about crypto, this episode offers timely insights. Be sure to access our free white paper, "What You Need to Know about Spot Bitcoin ETFs," for a comprehensive analysis.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

What You Need to Know About Spot Bitcoin ETFs: https://dacfp.com/about-spot-bitcoin-etfs/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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9/18/23: The Dark Side of this Year’s NFL Season

Ever wondered about the dark side of the digital revolution that we're all a part of? On today's episode, we're stepping into the shadowy realms of online betting, sports gambling, and the rise of deceptive crypto-trading scams. Largely driven by easy online access and the freedom to bet using credit cards, this convenience comes at a steep cost - a startling rise in problem gambling, with little help for those caught in the destructive cycle.

On a more positive note, the advancing frontiers of science, technology, and medicine brim with promise for savvy investors. We take you on a journey through the exciting world of AgTech - the fusion of agriculture with cutting-edge technology. Discover how technological innovations are dramatically reshaping food production and distribution, from alternative proteins and vertical farming to the use of blockchain for tracking food supply chains.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

National Problem Gambling hotline: https://www.ncpgambling.org/help-treatment/national-helpline-1-800-522-4700/

Global X AgTech and Food Innovation ETF (Symbol: KROP): https://www.globalxetfs.com/funds/krop/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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9/15/23: Have You Fallen for These Crypto Myths?

WATCH THE VIDEO OF THIS PODCAST HERE: https://www.thetayf.com/pages/multimedia?wchannelid=c4ogwxwvtw&wmediaid=t95w5mk5ym

Are you ready to debunk some of the biggest myths and misconceptions surrounding cryptocurrencies? Today we're joined by Lee Bratcher, the president of the North American Blockchain Council, to dissect these myths. We also delve into the debate surrounding Bitcoin and central bank digital currencies, discussing how they aren’t the same and why one won’t render the other obsolete.

As we dive deeper, Lee shares his insights on staking and the regulatory risks that come with it. We explore the role of the Texas Blockchain Council in shaping policy and regulation for this emerging technology, and how exchanges are navigating their new responsibilities.

Finally, we immerse ourselves in the debate between CBDCs and stablecoins, with a focus on Texas' strong opposition to the introduction of CBDCs. We also look at the implications of the Bank of International Settlements' prediction that all central banks will offer digital currency versions of their fiat by the end of the decade.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

MiCA, the Markets in Crypto Assets Regulation Law: https://www.esma.europa.eu/esmas-activities/digital-finance-and-innovation/markets-crypto-assets-regulation-mica

Global X Blockchain and Bitcoin Strategy ETF (Symbol: BITS): https://www.globalxetfs.com/funds/bits/

Digital Assets Council of Financial Professionals: http://www.dacfp.com/

VISION 2023: https://dacfp.com/vision-2023/

Texas Blockchain Council: https://texasblockchaincouncil.org/

US Blockchain Coalition: https://www.blockcoalition.org/

Texas Blockchain Summit: https://www.northamericanblockchainsummit.com/

The Truth About Crypto: https://www.amazon.com/Truth-About-Crypto-Easy-Understand/dp/1668002329/

Self-Care with Jean Edelman: http://www.selfcarewithjean.com/

Follow Ric on soc

9/14/23: As a Financial Advisor, Are You Delivering All These Services?

Ever thought about the bigger picture when it comes to financial planning? Listen in as we dissect the pivotal role of financial advisors beyond mere investment advice. Unpacking the implications of the Assets Under Management (AUM) fee, we underline the need for a holistic approach to financial planning.

It's about adopting an inclusive perspective that intertwines financial planning with aspects like home ownership, estate planning, and tax planning. Tune in for a simplified understanding of financial planning and the crucial role of self-care in this equation.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Interview with Matt Barthel of Barron's - Ready for These Retirement Shocks?: https://www.thetayf.com/blogs/this-weeks-stories/ready-for-these-retirement-shocks?

Ask Ric: https://www.thetayf.com/pages/ask-ric

Top advisors and the top firms at Barron's: https://www.barrons.com/advisor/report/top-financial-advisors/100?page=1&

Edelman Financial: https://www.edelmanfinancialengines.com/

Barron's Advisor Hall of Fame: https://www.barrons.com/advisor/summits/hall-of-fame

Self-Care with Jean Edelman: http://www.selfcarewithjean.com/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

9/13/23: Introducing The Edelman Scholars

Ever wondered how philanthropy can profoundly impact lives? Join us on this enlightening journey, as we discuss our philanthropic endeavors at Rowan University. We excitedly introduce a unique venture, the Edelman Scholars program, designed to back promising incoming freshmen from low-income families.

These scholars aren't just recipients of full tuition, housing, meals, books and fees, they also get to participate in exclusive opportunities such as internships and professional development programs. Meet the six inspiring Edelman Scholars from the Class of 2027, gearing up to revolutionize their respective fields, all while graduating debt-free!

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Cloverleaf: https://www.cloverleafequinecenter.org/

Wolf Trap Foundation for the Performing Arts: https://www.wolftrap.org/

Alzheimer's Drug Discovery Foundation: https://www.alzdiscovery.org/

Inova Health Foundation: https://foundation.inova.org/about-us/

Rowan University: https://www.rowan.edu/

Planetarium At Rowan University: https://sites.rowan.edu/planetarium/

Rowan Fossil Park: https://www.rowan.edu/fossils/

College for Communication and Creative Arts: https://ccca.rowan.edu/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ:

9/12/23: Are You a Victim of These Social Security Myths?

Ever questioned the best time to start your Social Security benefits? You'd be surprised to know the majority of retirees are wrong about starting at 62. In this podcast episode, we'll not only bust popular Social Security myths, but also guide you on how certain factors play an important role. We'll reveal why waiting until age 70 could potentially offer an extra $180,000 in lifetime income and why you might be paying taxes on your Social Security benefits.

Switching our focus from finance to entertainment, we'll deep dive into the multi-billion dollar business of gaming. Far from being a niche hobby for teenagers, the gaming industry is rapidly evolving into a significant investment opportunity. We'll unpack startling statistics and explore how tech giants are capitalizing on the gaming trend.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

Podcast episode on the coming social security crisis - 9/11/23: I’m the Messenger, Not the Fearmongerer: https://www.thetayf.com/pages/podcast?wchannelid=orevmv41t6&wmediaid=8khtn94cuc

Global X Video Games and eSports ETF (Symbol: HERO): https://www.globalxetfs.com/funds/hero/

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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9/11/23: I’m the Messenger, Not the Fearmongerer

Are we prepared for the Social Security crisis? It's a question we all need to think about - join us as we tackle the pressing issue of the Social Security deficit and the alarming reality that by 2032, the Trust Fund could be completely depleted. With Congress's two options, cutting benefits or raising taxes, the future of Social Security is uncertain.

Bringing this issue to light, we confront the myth proposed by financial advisor Garrett, of reducing benefits for high earners and millionaires. But there simply aren't enough high earners to cover the deficit. It's time to start factoring these issues into our retirement planning.

Subscribe to podcast updates: https://form.jotform.com/223614751580152

Ask Ric: https://www.thetayf.com/pages/ask-ric

Ric's Books: https://www.amazon.com/stores/Ric-Edelman/author/B000APYJPM

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Links from today's show:

SSA.gov: https://www.ssa.gov/

TheTruthAYF Ask Ric: https://www.thetayf.com/pages/ask-ric

Retirees Face a $17,400 Cut if Social Security Isn't Saved: https://www.crfb.org/blogs/retirees-face-17400-cut-if-social-security-isnt-saved

Follow Ric on social media:

Facebook: https://www.facebook.com/RicEdelman

Instagram: https://www.instagram.com/ric_edelman/

LinkedIn: https://www.linkedin.com/in/ricedelman/

X (formerly Twitter): https://twitter.com/ricedelman

YouTube: https://www.youtube.com/@RicEdelman

Brought to you by:

Global X ETFs: https://www.globalxetfs.com/

Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html

Prisidio: https://www.prisid.io/

Schwab: https://www.schwab.com/

Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

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