Phishing Scams are nothing new --- but they are becoming more prolific on your phone. One of the latest is someone calling from an unfamiliar number asking you if you have recently used your credit card in, say, Miami or San Francisco. You panic, say "no" and answer a few questions. The person on the other end has a lot of information about you and in your panic you give them one tidbit more - just enough to let them take over your bank account or credit card. Private security expert Danny Coulson says beware. "You should have some rules in your head about taking a call from anybody!" Coulson reminds you when you're in crisis, deal with it in person when you can. "The bottom line is don’t deal with people on the phone. If your bank calls you, go see people at your bank.” Or hang up and call the credit card company. Coulson reminds you of his first rule about crisis on the phone. "Don't give‘em any information because there are a million scams out there .Don’t talk to people you’re not looking at!”