Do You Have This Ideal Credit Score?

When it comes to credit scores, you know the higher the number the better, but at a certain threshold, it may not really even matter anymore.

A Bankrate chief analyst breaks it down this way. FICO scores range between 300-850. If you are at or below 650, you are viewed as a risky borrower. If you hit 700, you qualify for most loans and offers.

"Once you're above 760 you're getting the best rates," the analyst says. So there you have it! No need to keep stressing out over the difference between that and 800 or more!

Did you know this about credit scores? Are you obsessed with checking your financials daily?

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