Country Financial finds that one in three adults surveyed said they don't believe they should have financial independence until they're at least 25.
Millennial's parents have sheltered their children, and the economy from the past decade might have helped keep them dependent.
Research found Millennial adult children need help with their bills--cable, credit cards, cell phones, groceries and rent.
Parenting expert Harry Harrison said some adult kids were raised by helicopter parents who never stopped babying their children.
“I think that building independence starts at a very young age. It used to be where that was the goal was to make your child independent, where they wanted to leave and strike out on their own,” said Harrison. “Today’s parenting, we’ve taken that urge to be independent out of our kids.”
He said a person who is independent minded would not try to live off their parents.
Harrison said this is the result of parents not wanting their children to experience suffering, overcoming a problem or developing grit.
“You have a 21-year-old, 22-year-old who is faced with this big bad world that they’ve never really had to conquer, Mom and Dad have conquered it,” said Harrison.
Harrison says there's nothing wrong with moving home to get some financial matters sorted out, but will they ever leave?
Northwestern Mutual reported earlier this year that 15 percent of the adults who receive help from family members are 35 to 49 years old, or Generation X.
American Consumer Credit Counseling finds that more than one in three American families who give financial support to adult children.