Experts: Ride Out Sluggish 401(k) Gains for Now

Unhappy with the gains -- or lack of same --by your 401(k) retirement?

Join the unhappy investment club. It's a big letdown from the healthy gains enjoyed in 2017.

But finance experts say there's no reason to panic -- or to tear up your retirement plan. They say impulsive changes aren't worth it; instead, they caution to stay put despite your disappointment and get into the habit our of riding out cycles of sluggish returns.

The professionals’ average forecast for U.S. stock market performance this year is for 4.3 percent growth.

It's not what investors enjoyed last year, of course -- but experts says that's a good test of patience.

The 401(k) accounts in popular funds like Fidelity have grown to an average current value exceeding $104,000.

Investment experts say they understand investor restlessness -- but they caution people to sit tight on their 401(k)funds ... and definitely not pull them out early or spend them.

USA Today reports that the professionals’ average forecast for U.S. stock performance this year is 4.3-percent -- pretty ho-hum growth in a bull-market era. But last year, average forecast was just 5 percent. That, of course, turned out to be way too low -- and to the benefit of 401(k) bottom lines for people who didn't panic.

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