Happy New Year! And hopefully it will be a good year for our nation, and our economy. KTRH Money-man Pat Shinn said 2020 was actually a good year for Wall Street. "2020 turned out to be a very, very good year for the stock market. The main take away that came as a big surprise? Earnings went down and stock prices went up." So now that 2021 has arrived, Shinn tells KTRH things should improve as the vaccine rollout continues, and we should hit a peak, of the economy bouncing back by the summer time. And as for any advice for the new year? Shinn says "remember, no one area of the market stays the best, so be willing to look for 2021 for other areas of the market to out-perform."