Another big Federal Reserve meeting -- but no big changes. Interest rates are staying right where they are.     

KTRH moneyman Pat Shinn is not surprised.

"The Federal Reserve is on the record saying they will not change that overnight rate until unemployment rate comes down to 6.5%."

Shinn says the Fed chairman left open the possibility of increasing or decreasing the amount of stimulus.

"QE3 -- that's where the Federal Reserve is buying some $85-billion in bonds in the open market in order to keep interest rates down."

Shinn says the Fed is keeping rates low to encourage us to buy houses.

The Fed wrapped up a two day policy meeting Wednesday.