Scammers are hoping catch those who are uncomfortable with technology

The bank robber’s answer to the question "why do you rob banks? Because that's where the money is" also applies to Baby Boomers. The older you are, the less likely you are to be tech savvy and that's what cyber criminals are hoping to find.

It hit home for Chris Nooney of Goldwater Bank, whose father was just scammed by crooks pretending to be from AT&T.

"They had gained access to his computer and had been monitoring it for 12 months and he was completely unaware. Thankfully they were not able to get to his investment accounts and his savings accounts, but they did have that information."

Nooney says trust no one and don't fall for scammers calling you about your accounts, even if they sound legit. He says, for example, the IRS will never call; they do everything in writing through the postal service.

Nooney says your retirement savings can be a goldmine for scammers.

"Just be wary of phishing emails that 'you have a virus on your computer' or that 'your account has been hacked' and to contact them immediately, because those are the scammers."

Nationally, some scam victims say they were surprised to find out they may not get their money back.

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