Retailers remain hopeful the government shutdown won't put a damper on holiday sales this year.

The National Retail Federation forecast sales will rise nearly 3.9-percent to more than $602 billion.  That's unless hundreds of thousands of federal workers remain off the job for two weeks or more.

If that is the case, expect consumer confidence to drop with Black Friday and Cyber Monday fast approaching.

“Some people its going to be very soft, some people are saying its going to be robust,” says shopping expert Trae Bodge.  “The National Retail Federation I think has quite a conservative number we can get to.”

Whether you're laid off or not, Bodge says it pays to be smart with your money.

“Buy in cash or use your debit card if you can,” she tells KTRH News.  “Don't rack up credit card debt and take advantage of layaway plans.”

Bodge says look for deals early, don't be stuck with higher costs the closer we get to Christmas.

“Its great to spread out your holiday shopping, look for deals along the way because they will vary throughout the holiday shopping season, and no time is too early,” she says.