The Home Depot has yet to confirm a breach of customer information, but the latest threat has shed more light on what cyber security experts call the "Dark Web."

Tom Kellermann with Dallas-based Trend Micro says it starts when hackers gain access to a retailer's system, then install a sniffing device to steal customer data.

“When you swipe your card, they then send out the information to a place where they collect all the data – in a repository – and then whole sale the information to other criminals,” Kellermann tells KTRH News.

They share this credit card data on what is referred to as the “Dark Web.”

“Its just a web that is not transparent to those of us who merely surf the Internet,” says  Kellermann.  “This is the web of associated IP addresses that do not relate to a domain like a .com, .edu or .gov.”

The price for your private information could be as little as one dollar -- but the total transaction may involve as many as 10,000 people.

While European countries have ramped up security of retail systems and credit cards, the U.S. remains far behind.

“Businesses see security as an expense, and most businesses advocate and lobby Congress against federal data breach reporting laws and or standards of cyber security,” says Kellermann.

He says things will only change if consumers demand it.

While law enforcement is getting better at tracking hackers, Kellermann