Don't just check all the big dollar amounts on your credit card bill.  Some thieves are taking a new approach -- charging small amounts fraudulently.  If they scam thousands of victims for the scamming amount of $9.84 each, it still adds up.  National Foundation for Credit Counseling Vice President Gail Cunningham says getting rid of credit cards isn't the answer.

“Consumers are at risk, too, if they carry cash on them,” Cunningham says. “So, I'm not suggesting that you need to abandon credit.”

Cunningham says keep your receipts and set yourself up so you can check your account online.  Some people can get free credit monitoring through the NFCC website for 12 months.

With several retail giants announced customer credit cards had been compromised, Cunningham says we should be worried about security.

“I think a healthy dose of fear is needed right now,” she says. “ We need to remain vigilant.”

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